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What Information Does a Commercial Underwriter Need to Quote a Contractors Package? A complete contractors package submission produces a usable quote in 5 to 7
How to Place a Hard-to-Insure Risk in the Surplus Lines Market When the admitted market declines a risk, the placement does not end — it moves to the excess and
How Insurance Brokers Build Referral Partnerships with CPAs, Attorneys, and Financial Advisors The strongest referral sources for commercial insurance brokers a
How Much E&O Coverage Should an Insurance Broker Carry? Limits, Deductibles, and Tail Coverage Most independent insurance brokers should carry at least $1 milli
Insurance License CE Requirements: Continuing Education to Renew Your Producer License Most states require 24 hours of continuing education per two-year renewal
Anti-Rebating Laws and Broker Compensation Disclosure: What Insurance Brokers Must Know Anti-rebating statutes prohibit insurance producers from offering, promi
Umbrella vs Excess Liability: Drop-Down Coverage, Retained Limits, and When Each Structure Makes Sense Bottom line: Both policies increase the total limits avai
How to Place AI Liability Insurance for Clients Using AI in Their Business Nearly every business client you serve is now using artificial intelligence in some f
How to Evaluate and Recommend Employment Practices Liability Insurance Employment practices liability insurance responds to claims by current, former, or prospe
How to Issue a Certificate of Insurance: Broker Responsibilities, Common Errors, and E&O Exposure A certificate of insurance is the most frequently issued docum