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AI Disintermediation in Insurance: How Brokers Can Stay Relevant in 2026 and Beyond The threat is real, but it is not evenly distributed. AI-powered direct chan
NAIC AI Model Bulletin: What Insurance Brokers Need to Know in 2026 The NAIC adopted its AI Model Bulletin in December 2023, and by early 2026, more than 24 sta
OCIP vs CCIP: How Wrap-Up Insurance Programs Work and Which Structure Fits Your Client's Project An OCIP Owner-Controlled Insurance Program consolidates project
Private Flood vs. NFIP for Commercial Properties: Coverage Limits, Cost, and When to Use Each Bottom line: The NFIP is rarely the right primary flood solution f
PFAS Exclusions in Commercial Insurance: What Brokers Need to Know PFAS exclusions are now appearing across commercial general liability, pollution liability, a
Social Inflation and Nuclear Verdicts: What Commercial Insurance Brokers Need to Know Social inflation — the increase in liability claim costs attributable to l
Stop-Loss Insurance for Self-Funded Health Plans: Specific vs. Aggregate Coverage Explained Stop-loss insurance is the financial protection that makes self-fund
Workers' Comp Premium Audit: What Brokers Must Know to Protect Clients from Surprise Bills Nearly every workers' compensation policy is auditable — the premium
Technology E&O Insurance for SaaS Companies: What Brokers Need to Know to Place It Right SaaS companies are among the most complex professional liability placem
Construction Industry Insurance: The Complete Coverage Program Every Contractor Needs A construction business requires a minimum of five separate insurance poli