Arvori
Guides and analysis for Insurance Brokers.
AI-native insurtechs and embedded insurance platforms are displacing brokers on simple commercial risks. Here's which segments are exposed and five strategies to stay relevant.
NAIC AI Model Bulletin adopted in 24 states: what insurance brokers need to know about carrier AI governance requirements, 2026 examination activity, and client disclosure implications.
OCIP vs CCIP wrap-up insurance: how each structure works, what coverages are included, enrollment mechanics, minimum project thresholds, and when to recommend each.
Private flood vs NFIP for commercial properties: coverage limits, business income gaps, Risk Rating 2.0 pricing, waiting periods, and when to use each or stack both.
PFAS exclusions are now standard in commercial liability policies. Which industries are affected, how ISO endorsements work, and how brokers find specialty coverage.