Arvori
Emerging Risks guides for Insurance Brokers.
Parametric insurance for brokers — how trigger mechanisms work, which client types benefit most, basis risk explained, and how to position parametric alongside traditional coverage.
Tech outage coverage gaps: why standard BI and cyber policies don't cover CrowdStrike-style vendor failures, and which endorsements and standalone products close the gap.
Remote work coverage gaps brokers must close: home office GL exclusions, non-owned auto liability, equipment floaters, and cyber risk for hybrid workforces.
Cryptocurrency and blockchain insurance: what digital asset theft, smart contract risk, and regulatory exposure require — and why standard policies leave critical gaps for brokers to close.
How climate change is driving property insurance market withdrawals, reinsurance cost increases, and surplus lines placements in 2025 — and what brokers can do.
How insurance brokers evaluate AI liability risk, identify gaps in existing E&O and cyber policies, and place coverage for clients using AI in their operations.
Ransomware coverage gaps: extortion sublimits, war exclusions, silent cyber, and which carriers are actively writing cyber policies for your clients in 2026.