Arvori
Emerging Risks guides for Insurance Brokers.
Verisk ISO AI exclusions are appearing in commercial GL renewals. Here's what they exclude, which clients are most exposed, and how brokers should respond.
Agentic AI systems that take autonomous actions create liability gaps no existing policy was designed to cover. Here's how brokers should assess and place coverage in 2026.
2025–2026 tariffs are driving up replacement costs, supply chain disruptions, and cargo losses. How insurance brokers should adjust limits, endorsements, and placements.
Parametric insurance for brokers — how trigger mechanisms work, which client types benefit most, basis risk explained, and how to position parametric alongside traditional coverage.
Tech outage coverage gaps: why standard BI and cyber policies don't cover CrowdStrike-style vendor failures, and which endorsements and standalone products close the gap.
Remote work coverage gaps brokers must close: home office GL exclusions, non-owned auto liability, equipment floaters, and cyber risk for hybrid workforces.
Cryptocurrency and blockchain insurance: what digital asset theft, smart contract risk, and regulatory exposure require — and why standard policies leave critical gaps for brokers to close.
How climate change is driving property insurance market withdrawals, reinsurance cost increases, and surplus lines placements in 2025 — and what brokers can do.
How insurance brokers evaluate AI liability risk, identify gaps in existing E&O and cyber policies, and place coverage for clients using AI in their operations.
Ransomware coverage gaps: extortion sublimits, war exclusions, silent cyber, and which carriers are actively writing cyber policies for your clients in 2026.